No annual fee for the first year#
An interest rate of 19.99% p.a. on purchases^^
Enjoy up to 55 days interest free on all purchases^
Add a card for a family member 16 years and over, for just a one off payment of $14.50
Use Visa payWave for quicker transactions on your purchases under $80
Your online purchases are protected with Verified by Visa

"Out of all the cards out there Onecard Visa is the most relevant to me because it helps with my everyday life"

Sam, Onecard Visa Cardholder

"I use my Onecard Visa everywhere. I used to receive $15 in vouchers, but now I get $60"

Sarah, Onecard Visa Cardholder

"Having the extra rewards is a big help"

Tina, Onecard Visa Cardholder

Onecard Visa Conditions of Use, credit and lending criteria and fees apply. Onecard Visa is provided by Latitude Financial Services Limited.

* Free delivery not available in some areas, for delivery areas go to For full Countdown Online Shopping terms and conditions visit

✝ For full terms and conditions see For full AA Smartfuel terms and conditions see

≠ Excludes cash and cash equivalent transactions (i.e. transactions involving the issue of substitutes for cash), Shopper’s Protection consumer credit insurance premiums and business purchases.

^^ Annual percentage rate for cash advances is 22.99% per annum.

^ The full closing balance shown in your monthly statement must be paid in full by the due date each month.

# The $65 annual fee is waived for the first year but charged thereafter.