No annual fee for the first year#
An interest rate of 19.99% p.a. on purchases^^
Enjoy up to 55 days interest free on all purchases^
2x Onecard Points at Countdown
Fuel Savings
Add a card for a family member 16 years and over, for just a one off payment of $14.50
Use Visa payWave for quicker transactions on your purchases under $80
Your online purchases are protected with Verified by Visa
Free delivery with your Countdown shop when you spend $200 or more online*
Earn Onecard Points everywhere Visa is accepted

Onecard Visa Conditions of Use, credit and lending criteria and fees apply. Onecard Visa is provided by Latitude Financial Services Limited.

* Free delivery not available in some areas, for delivery areas go to For full Countdown Online Shopping terms and conditions visit

✝ For full terms and conditions see For full AA Smartfuel terms and conditions see

≠ Excludes cash and cash equivalent transactions (i.e. transactions involving the issue of substitutes for cash), Shopper’s Protection consumer credit insurance premiums and business purchases.

^^ Annual percentage rate for cash advances is 22.99% per annum.

^ The full closing balance shown in your monthly statement must be paid in full by the due date each month.

# The $65 annual fee is waived for the first year but charged thereafter.